Property Guides and Information for the Costa del Sol, Spain
Click on any of the categories in the right hand column to research a topic you are interested in NOW and the guides will appear as titles below.Asset Rich – Cash Poor How to Access Part of the Value in Your Home
By Bill Blevins, Managing Director
Blevins Franks
As baby boomers hit 60 years of age – which is now being described as the new 40 – they still want to enjoy life to the full.
September 29, 2006 | Read more... | Category: Finance & Mortgages
Releasing The Equity In Your Home
By Bill Blevins, Managing Director
Blevins Franks
My feature two weeks ago introduced a new equity release product for Spain, the Seniors Money Lifetime Loan. This week’s feature provides a little more information about how the loan works.
September 29, 2006 | Read more... | Category: Finance & Mortgages
Looking to Increase Your Income or Raise Capital?
Bill Blevins, Managing Director
Blevins Franks
After working hard all your life, retirement should be a time to take it easy, do all the things you didn’t have time for previously and try to live life as worry free as possible.
September 29, 2006 | Read more... | Category: Finance & Mortgages
The Mortgage Guide
With the introduction of the euro, mortgages in Spain have never been easier to obtain. The Spanish system of property finance is rapidly catching up with Northern Europe. Spanish banks are now beginning to release credit on interest only options as well as equity release schemes.
April 21, 2006 | Read more... | Category: Finance & Mortgages
Overseas Mortgages: Choosing your Brokerage
Christine Birch | Spanish Mortgages Direct
keywords: mortgage, spain, broker, service, information, guide
As you may be aware, UK property markets have been booming. However, you may be less aware that the growth in the UK markets has been part of a global trend.
March 8, 2006 | Read more... | Category: Finance & Mortgages
Buying Euros to pay for your Spanish property?
Marcus Lang / HIFX
keywords: Spain, currency, transfer, rates, eurobor, euros, sterling, risk, exchange, property
When you agree to buy a Spanish property you will know the price in euros. The actual cost (in Sterling) of the property depends upon the exchange rate that you achieve to buy the euros. It may seem obvious but people are often shocked by the cost implications of a sharp move in the exchange rate. Once your offer on the property is accepted you are exposed to a currency risk until you secure a price to buy euros. If you wait until funds are actually required in Spain, the cost of the property will fluctuate on a daily basis (either become cheaper or more expensive).
January 10, 2006 | Read more... | Category: Finance & Mortgages
Eurobor Index
EURIBOR and EONIA: The money market reference rates for the euro.
The benchmarks for the money and capital markets in the euro zone are Eurobor and Eonia. Euribor is determined (fixed) by the European Banking Federation (EBF) at about 11:00 each day, Central European Time, and is a filtered average of inter-bank deposit rates offered by a large panel of designated contributor banks (currently more than 50), for maturities ranging from one week to one year.For more information about how the eurobor rate affects your Spanish mortgage read The Mortgage Guide to Spanish Property
September 22, 2005 | Read more... | Category: Finance & Mortgages
The Quick Mortgage Guide to Spain
By Ben Johnson / Bright
keywords: Marbella, spain, costa del sol, mortgage, guide, finance, eurobor, flexible, interest, rate.
Mortgages in Spain have never been easier to obtain, the system of finance is rapidly catching up with the standard norms in Northern Europe. Spanish banks are now beginning to release credit, on interest only options as well as equity release schemes.
July 14, 2005 | Read more... | Category: Finance & Mortgages
A Guide to Equity Release
Some good pointers in how to choose if equity release is for you
Robin Ali / Prosperitas International
Download this Exclusive Report
June 8, 2005 | Read more... | Category: Finance & Mortgages
Mortgage Information
A great website which provides answers to all questions regarding mortgages generally.
May 15, 2005 | Read more... | Category: Finance & Mortgages
A table of mortgage options that compares Spain with other Countries that are currently popular for second homes
Interesting table of available mortgages, terms and rates throughout the areas of the world where people from the UK seem to be buying. If you want to compare Spain with other investment hotspots, this table from Conti Financial Services provides a very good overview.
May 14, 2005 | Read more... | Category: Finance & Mortgages