Property Guides and Information for the Costa del Sol, Spain

Hello and welcome, I live in Spain and I think the Costa del Sol is a wonderful place to own property as a second home or retire to. If you are interested in property in Spain this weblog provides a guide for all the information on questions you may have about Spanish tax, law, mortgage and finance as well as explaining the steps you should take while buying your dream property.

Click on any of the categories in the right hand column to research a topic you are interested in NOW and the guides will appear as titles below.

Asset Rich – Cash Poor How to Access Part of the Value in Your Home

By Bill Blevins, Managing Director
Blevins Franks

As baby boomers hit 60 years of age – which is now being described as the new 40 – they still want to enjoy life to the full.

September 29, 2006 | Read more... | Category: Finance & Mortgages

Releasing The Equity In Your Home

By Bill Blevins, Managing Director
Blevins Franks


My feature two weeks ago introduced a new equity release product for Spain, the Seniors Money Lifetime Loan. This week’s feature provides a little more information about how the loan works.

September 29, 2006 | Read more... | Category: Finance & Mortgages

Looking to Increase Your Income or Raise Capital?

Bill Blevins, Managing Director
Blevins Franks

After working hard all your life, retirement should be a time to take it easy, do all the things you didn’t have time for previously and try to live life as worry free as possible.

September 29, 2006 | Read more... | Category: Finance & Mortgages

The Mortgage Guide

With the introduction of the euro, mortgages in Spain have never been easier to obtain. The Spanish system of property finance is rapidly catching up with Northern Europe. Spanish banks are now beginning to release credit on interest only options as well as equity release schemes.

April 21, 2006 | Read more... | Category: Finance & Mortgages

Overseas Mortgages: Choosing your Brokerage

Christine Birch | Spanish Mortgages Direct

keywords: mortgage, spain, broker, service, information, guide

As you may be aware, UK property markets have been booming. However, you may be less aware that the growth in the UK markets has been part of a global trend.

March 8, 2006 | Read more... | Category: Finance & Mortgages

Buying Euros to pay for your Spanish property?

Marcus Lang / HIFX

keywords: Spain, currency, transfer, rates, eurobor, euros, sterling, risk, exchange, property

When you agree to buy a Spanish property you will know the price in euros. The actual cost (in Sterling) of the property depends upon the exchange rate that you achieve to buy the euros. It may seem obvious but people are often shocked by the cost implications of a sharp move in the exchange rate. Once your offer on the property is accepted you are exposed to a currency risk until you secure a price to buy euros. If you wait until funds are actually required in Spain, the cost of the property will fluctuate on a daily basis (either become cheaper or more expensive).

January 10, 2006 | Read more... | Category: Finance & Mortgages

Eurobor Index

EURIBOR and EONIA: The money market reference rates for the euro.

The benchmarks for the money and capital markets in the euro zone are Eurobor and Eonia. Euribor is determined (fixed) by the European Banking Federation (EBF) at about 11:00 each day, Central European Time, and is a filtered average of inter-bank deposit rates offered by a large panel of designated contributor banks (currently more than 50), for maturities ranging from one week to one year.For more information about how the eurobor rate affects your Spanish mortgage read The Mortgage Guide to Spanish Property

September 22, 2005 | Read more... | Category: Finance & Mortgages

The Quick Mortgage Guide to Spain

By Ben Johnson / Bright

keywords: Marbella, spain, costa del sol, mortgage, guide, finance, eurobor, flexible, interest, rate.

Mortgages in Spain have never been easier to obtain, the system of finance is rapidly catching up with the standard norms in Northern Europe. Spanish banks are now beginning to release credit, on interest only options as well as equity release schemes.

July 14, 2005 | Read more... | Category: Finance & Mortgages

A Guide to Equity Release

Some good pointers in how to choose if equity release is for you

Robin Ali / Prosperitas International


Download this Exclusive Report

June 8, 2005 | Read more... | Category: Finance & Mortgages

Mortgage Information

A great website which provides answers to all questions regarding mortgages generally.

Read Article...

May 15, 2005 | Read more... | Category: Finance & Mortgages

A table of mortgage options that compares Spain with other Countries that are currently popular for second homes

Interesting table of available mortgages, terms and rates throughout the areas of the world where people from the UK seem to be buying. If you want to compare Spain with other investment hotspots, this table from Conti Financial Services provides a very good overview.

Download PDF Article...

May 14, 2005 | Read more... | Category: Finance & Mortgages

All of the information was researched at the time of writing and publishing these articles and is to our best knowledge correct and up to date. Bright is not responsible for changes that occur through updates in Spanish legislature. Bright is also not responsible for any errors in any of the literature or advice published on this site.